Owner-Operators’ 2026 Retirement Edge: How Solo 401(k)s Can Shelter Up to $72,000 While W‑2 Drivers Hit a Lower Ceiling
What sparked the debate A widely shared analysis this week argues that the biggest legal “tax shelter” separating a company driver from an owner-operator in 2026 isn’t per diem or write-offs—it’s retirement plan space. The piece explains that because an owner-operator is both employee and employer, they can combine an…
